A Nonprofit Devises Smarter Ways to Help Poor People Save Money

A Bay Area Nonprofit Devises Smarter Ways to Help Poor People Save Money 1

Alain McLaughlin

EARN runs a matched-savings program that helped Dametra Williams (left) and her daughter, Yvonne, put money aside to pay for college.

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close A Bay Area Nonprofit Devises Smarter Ways to Help Poor People Save Money 1

Alain McLaughlin

EARN runs a matched-savings program that helped Dametra Williams (left) and her daughter, Yvonne, put money aside to pay for college.

EARN, a nonprofit group in San Francisco, has helped thousands of low-income residents save money to buy a house, start a business, or go to college.

But the organization realized it didn’t really know why it was successful. So EARN has set out an ambitious research agenda to study its programs, with the goal of improving its own offerings and helping organizations across the country design better programs to help people climb out of poverty.

“There’s so much

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