September 18, 2008
A House in Order
Years of belt-tightening help a Georgia legal-aid group protect homeowners
Ruby White, like a lot of other elderly homeowners in the Atlanta area, was house-rich but cash-poor, living on $1,143 a month from Social Security and other benefits. She refinanced her home in the fall of 2006 for some extra cash to make repairs. But the terms of her refinance required her to pay $1,287 per month.
Eventually, she says, "I had gotten myself where I couldn't pay all that." She was facing
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