Charities That Serve Homeless People Seek Long-Term Change

Marin County, Calif., just north of San Francisco, is among the most affluent areas in the nation. But even there, the protracted recession and foreclosure crisis present a pernicious problem: low-income families and individuals who lose a job and then find they are losing the roof over their head as well.

Shelters in the county that can house entire families now have three-month waiting lists, and requests for aid at a charity-run homeless "help desk" have risen 35 percent since the

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