August 20, 2009
Vacant-House HuntersCharities shift from building to renovating foreclosed properties
Like thousands of people in Northern California in years past, Tracie VanHook faced some familiar obstacles to her goal of owning a home: $600,000 price tags and banks that wouldn't lend to people who make a modest salary — as Ms. VanHook does as a personal trainer.
But in the past year, as the housing market crashed, Ms. VanHook's prospects brightened. As foreclosures spiked, available housing did as