Many charities are entering the most crucial months of the fund-raising year at the same time that many donors are dealing with the most uncertain economic circumstances of their lifetimes.

What should you say to donors who have been shaken by the financial crisis? How can you figure out which supporters are most inclined to give to your cause? How should you adjust your budget expectations?

Join our live online discussion on Tuesday, October 14, to discuss these questions with Bruce Flessner, a fund-raising consultant, and other experts.

The Chronicle’s online discussions are free and open to everyone. People who ask questions in advance have a better chance of getting answers.